Best 5-year CD rates for January 2026

If you’re concerned that rates will fall in the future, a five-year CD can help you guarantee a fixed yield for several years ...

Today’s CD rates for January 28, 2026: Highest APYs range from 4.10% to 4.78%

Explore top short- and long-term CD rates available today ...

10 highly-ranked CDs that all offer 4% APYs or higher

We analyzed “best CD” reviews from nine financial sites to find the most-recommended certificates of deposit this month ...

The Fed Meets This Week—What It Could Mean for Savings and CD Rates

After cutting rates late last year, the Federal Reserve will soon make its first rate decision of 2026. Here’s how the ...

CD Rates Today: January 26, 2026 – Rates As High As 4.94%

Today's highest CD rate is 4.94% for CD. CD rates from online banks are commonly twice as high as the national average rates. CD ladders let you leverage high rates without locking up all of your ...
CBS News

What are the best CD interest rates going into 2026?

Whether you spent or saved a lot of money in 2025 or simply find yourself holding steady, one item all savers can agree on is that it's important to protect and grow their funds further in 2026.
MarketWatch

Some CDs are still offering 4% and up — but experts say ‘rates are likely to decline.’ So should you lock in now?

If you’ve been eyeing a CD, now may be the time to lock in, as many experts predict that CD rates are likely to dip in December and the coming months. “A third rate cut [from the Federal Reserve] this ...