Our top personal loan lenders, including LightStream, SoFi and Universal Credit, offer low rates and fees and various repayment options for budget flexibility ...

Get more smart money moves — straight to your inboxBecome a NerdWallet member, and we’ll send you tailored articles we think you’ll love. Reach Financial provides personal loans to good-credit ...

Read our comprehensive U.S. Bank personal loans review to understand rates, terms, and benefits. See if U.S. Bank is the right choice for your borrowing needs.

*Rates and APRs are subject to change. All information provided here is accurate as of Nov. 24, 2025. Credit card rates have been climbing in recent years, making it more expensive to service ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Lars Peterson joined Investopedia in 2023 as a senior editor of financial product ...

Online lenders tend to offer the lowest rates, but you'll want to thoroughly research your options. If your bank or credit union's offer is close to the best, you may be more comfortable going with it ...

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Long-term personal loans let you spread out repayment over time, often between five and seven years. Longer terms can mean smaller monthly payments, but that usually means higher interest. If you’re ...

Upgrade stands out for its versatility when it comes to lending options for seniors and retirees. It offers loans up to $50,000 with a minimum loan amount of just $1,000, which is notably less than ...

The best personal loans come with low rates, flexible terms and fast funding Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side.