A 609 letter can help you challenge credit report errors, but it's not a magic fix for your debt. Here's why.

A high debt-to-income ratio is a common reason lenders deny applications. The good news is that you can lower your DTI.

Managing multiple debts at once is rarely a simple task, but doing so has become even more complicated in today's tough economic environment. Elevated interest rates, higher everyday costs and the ...

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. These numbers make it hard to manage debt, let alone pay it down. This ...

The Oregon Senate voted Wednesday to shield patients’ medical debt from credit reports. Senate Bill 605, which passed the chamber 18-10, would prohibit medical providers — like hospitals and clinics — ...