Key Points ・Settling federal student loans for less than you owe is rare and usually happens only after default. ・Private ...

Negotiate with your lender. If you have private student loans, you may be able to negotiate a lower interest rate with your ...

Approximately 45 million Americans owe, cumulatively, $1.6 trillion in student loan debt to the federal government. That’s a ...

Key Points ・Forbearance lets you pause student loan payments temporarily but interest continues to accrue during that time. ・It should only be used for short-term hardship, since repeated or extended ...

Earnest reports only 10% of eligible borrowers refinance student loans, missing potential savings due to confusion and ...

Parents looking to take out federal Parent PLUS loans to fund their child's college education will now be limited to caps of ...

Discover how repayment works, including schedules, interest, and strategies for different loans like student loans, mortgages, and more. Learn to manage debt effectively.

The Department of Education announced last week that borrowers who have met the qualifying payment count under Income-Based ...

Trump's considering selling US student loans to private investors. Can he do it? What happens if yours gets sold?

Trump administration agrees to court-supervised student loan forgiveness plan, protecting borrowers from tax bills and ...

Recently proposed policy shifts in student loan forgiveness could transform the landscape for those who make legal services accessible to immigrants, transgender people and others in need.

When you take out a student loan, your lender sends funds directly to your school. After your school deducts what’s needed to pay for expenses such as tuition and room and board, it will disburse any ...