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Thinking about buying a house with a co-borrower? 🏡✨ Whether it’s your parent, partner, relative, or friend — their credit score matters more than you might think! 😬 Here’s why 👇 Your loan approval and interest rate are based on the lowest credit score between all borrowers. So even if your score is 780, and theirs is 620… you could end up with a much higher rate (and a bigger monthly payment). 💸 Before applying together: ✅ Check both credit reports. ✅ Compare scenarios with and without the
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Thinking about buying a house with a co-borrower? 🏡✨ Whether it’s your parent, partner, relative, or friend — their credit score matters more than you might think! 😬 Here’s why 👇 Your loan approval and interest rate are based on the lowest credit score between all borrowers. So even if your score is 780, and theirs is 620… you could end up with a much higher rate (and a bigger monthly payment). 💸 Before applying together: ✅ Check both credit reports. ✅ Compare scenarios with and without the
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